Judgment for What: If our sins are forgiven when we are saved, why do we need to judged later? [I Corinthians 3:10, 5:10, Titus 3:14, Romans 2:6f, 14:10, I Peter 1:17, 2 Corinthians 5:10, Matthew 16, 25:31]. Separate Judgments for Saved and Unsaved: Are there two separate judgments? One for the saved, and one for the unsaved? [Matthew 25:31].